85020 Homes under $500,000

Welcome to the vibrant 85020 zip code in Phoenix, Arizona, where the stunning desert landscape meets urban convenience! Nestled in Maricopa County, this area offers a unique blend of natural beauty and city living, making it an ideal spot for families, professionals, and outdoor enthusiasts alike.

One of the highlights of the 85020 zip code is its diverse real estate market, particularly for those seeking homes under $500,000. Here, you’ll discover a variety of charming properties that cater to different lifestyles and preferences. From cozy single-family homes to modern townhouses, there’s something for everyone without breaking the bank. This affordability makes it an excellent choice for first-time homebuyers or anyone looking to invest in a thriving community.

Living in 85020 means you’ll have easy access to the breathtaking vistas of the Phoenix Mountains Preserve, offering countless opportunities for hiking, biking, and exploring the great outdoors. The area is also well-connected to downtown Phoenix, where you can enjoy a plethora of dining, shopping, and entertainment options.

Families will appreciate the quality schools and family-friendly parks that dot the landscape, fostering a sense of community and belonging. With a warm, sunny climate and a welcoming atmosphere, the 85020 zip code is more than just a place to live; it’s a lifestyle.

Explore the homes under $500,000 in this captivating area and discover your dream home in the heart of Phoenix! Your oasis awaits in 85020, where affordability meets adventure.

Newest 85020 Homes under $500,000

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089511 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

A backyard like this is a rare find in Pointe Tapatio. Tucked into one of North Phoenix's most distinctive communities, this beautifully updated townhome pairs low-maintenance living with an exceptional private outdoor space that feels more like a single-family home. The expansive, fully fenced yard is a true desert retreat, with mature palms and landscaping, turf, multiple gathering areas and abundant space to entertain, dine outdoors or simply unwind beneath the Arizona sky. Inside, the home is equally inviting, with rich wood flooring, a beautifully updated kitchen featuring granite countertops, white cabinetry and stainless steel appliances, and a comfortable, light-filled living space designed for everyday living and entertaining. Upstairs, the private balcony offers another peaceful place to enjoy the surrounding greenery and desert setting. Pointe Tapatio residents enjoy a resort-style community with heated pools and spas, lush greenbelts and walking paths, all set against the backdrop of the Phoenix Mountain Preserve and North Mountain recreation area. Realtor An additional opportunity for qualified buyers: the seller's existing FHA loan may be assumable, subject to lender approval and applicable loan-assumption requirements, offering the potential to assume a low interest rate. Consult with your agent for additional details. A rare combination of an updated interior, extraordinary private outdoor living and the resort-style Pointe Tapatio lifestyle.

10410 N 9th Street Unit 2, Phoenix

$375,000

2 Beds ⋅ 2 Baths ⋅ 7088943 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code

This BEAUTIFUL home stands out ABOVE the rest, with Luxury finishes throughout ! Your wish list is complete with the following Upgrades and Features: * An Open Floor Plan * A large Kitchen * An Oversized Kitchen Island with Seating * Gorgeous Quartz Countertops * All Stainless Appliances * Both Bathrooms have been remodeled with Tiled Showers, Quartz Countertops, Stylish mirrors, newer Lighting + Hardware * The Split Bedroom Floorplan, has a Large Primary Suite, and the Second Bedroom is located in its own wing...and there's more ! * Elegant Window Shutters throughout * An Interior Laundry Room * Beautiful Interior Doors and Hardware * A Gated Front Entry with a Seating Area, in addition to an enclosed private Back Patio * Also, an Attached Garage, and a Brand New Central A/C * * ENJOY your refreshing Community Pool, just a short stroll away * You'll be Located in the Desirable "Upper Middle Phoenix" Area, great for Hiking Trails and Golf, and only 20 minutes to the Airport. This Property is COMPLETE ! Just MOVE IN and RELAX...ALL THE WORK is DONE !

10655 N 9th Street Unit 110, Phoenix

1747 E Northern Avenue Unit 102, Phoenix

$385,000

2 Beds ⋅ 2 Baths ⋅ 7088173 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

LOCATION, UPDATES & MOUNTAIN VIEWS! This beautifully updated 2-bedroom, 2-bath condo with a 1-car garage is the one you've been waiting for! Ideally located in the highly desirable Cantara at Squaw Peak, this move-in-ready home offers an incredible combination of style, comfort, and location. Step inside to a bright, inviting floor plan featuring brand-new carpet, luxury vinyl plank flooring, a desirable split-bedroom layout, formal dining area, and spacious family room with a cozy wood-burning fireplace. The kitchen and baths showcase beautiful hardwood cabinetry, complemented by new faucets, fixtures, and ceiling fans throughout. The spacious primary suite is a true retreat, offering mountain views, a large walk-in closet, dual vanities, and a huge soaking tub. Enjoy... resort-style living at Cantara at Squaw Peak with lush greenbelts, community pool and spa, BBQ stations, and spectacular mountain views. The location is fantastic, just off 16th Street and Northern Avenue, with easy access to shopping, dining, entertainment, parks, hiking, and major roadways. Minutes from the beauty of the Phoenix Mountain Preserve and just a short drive to all that Central Phoenix has to offer. Updated, well-located, and surrounded by mountain views -- this is one you won't want to miss!

1747 E Northern Avenue Unit 102, Phoenix

10410 N Cave Creek Road Unit 1008, Phoenix

$250,000

2 Beds ⋅ 2 Baths ⋅ 7087289 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code ⋅ 1,082 SqFt.

Elevate your lifestyle--and your investment potential--with this beautifully renovated 2-bed, 2-bath ground-floor condo in the prestigious Pointe Resort at Tapatio Cliffs. Designed for immediate income generation or effortless move-in, this unit comes fully furnished with tasteful, high-quality pieces that perfectly complement its modern aesthetic. Every detail has been considered--just bring your suitcase and start hosting or relaxing. Step inside to discover fresh designer paint, luxury waterproof wood-style plank flooring (no carpet anywhere), and sleek upgraded cabinetry. The kitchen steals the show with slab granite countertops and premium stainless steel appliances, offering a clean, contemporary culinary space.

10410 N Cave Creek Road Unit 1008, Phoenix

1411 E Orangewood Avenue Unit 105, Phoenix

$274,900

1 Beds ⋅ 1 Baths ⋅ 7086838 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

Beautifully updated, single-level 1-bedroom, 1-bath condo in a gated community with a rare private one-car garage & direct access into the unit. Recent Updates Include: 2026: Wood flooring, full-size washer & dryer, garage floor epoxy, interior paint, lighting, & ceiling fans. 2021: Water heater, 2020: HVAC system. These thoughtful updates provide added value, comfort, and peace of mind--just move right in and enjoy! Relax on your private covered patio or take advantage of the community amenities, including a heated pool & spa, clubhouse, BBQ areas, and grassy common areas. Conveniently located near Northern Avenue and the 51, with easy access to restaurants, shopping, hiking, biking, and golf. Low-maintenance living at its best !

1411 E Orangewood Avenue Unit 105, Phoenix

10410 N Cave Creek Road Unit 2037, Phoenix

$290,000

2 Beds ⋅ 2 Baths ⋅ 7086663 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

Peaceful top-floor east facing retreat with Mountain Views. Enjoy elevated living in this beautifully situated 2-bedroom, 2-bath condo overlooking a lush greenbelt, mature trees, and stunning mountain views. The peaceful setting offers a front-row seat to nature, with abundant birds and wildlife creating a tranquil backdrop throughout the day. Private, quiet, and surrounded by natural beauty, this inviting home is the perfect place to relax, unwind, and enjoy Arizona resort living.

10410 N Cave Creek Road Unit 2037, Phoenix

$439,000

4 Beds ⋅ 2 Baths ⋅ 7085307 MLS ⋅ ACTIVE Status ⋅ 0.19 Acres ⋅ 85020 Zip Code

Mountain views, fresh updates, and plenty of space to make your own! Welcome to this bright and inviting 4 bedroom, 2 bath home in the desirable Pointe Tapatio area. Inside, an open floor plan is filled with natural light and features new carpet, neutral finishes, tile flooring in the main living areas, plantation shutters, and updated lighting and ceiling fans. The kitchen offers white cabinetry, quartz countertops, stainless steel appliances, subway tile backsplash, and an easy flow into the dining and living spaces--perfect for everyday living or entertaining. Large windows showcase beautiful mountain views from the front living area, while dual-pane windows provide added comfort and energy efficiency. Step outside to an expansive, low-maintenance backyard with additional mountain vie and plenty of room to create the outdoor space you've been imagining. Mature palms and desert landscaping complement the home's classic Arizona setting. Located near the Phoenix Mountain Preserve and miles of hiking and recreation, while still offering convenient access to dining, shopping and downtown Phoenix, this home brings together location, views, space and move-in-ready updates.

817 E Cheryl Drive, Phoenix

$310,000

2 Beds ⋅ 2 Baths ⋅ 7083890 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code ⋅ 1,436 SqFt.

RESORT-STYLE LIVING W/ MOUNTAIN VIEWS! Discover this beautifully updated corner townhome tucked inside the gated Pointe Resort at Tapatio Cliffs. Bright, open & move-in ready, the home features spacious living and dining areas that flow to a private patio--perfect for relaxing or entertaining. Enjoy major upgrades including new windows, luxury vinyl flooring, carpet, LED lighting, ceiling fans, A/C, water heater & irrigation system. The primary suite offers dual sinks and its own private balcony retreat. Complete with interior laundry & an attached 1-car garage. Just steps from incredible community amenities including heated pools & spas, tennis, basketball & pickleball courts. Whether you're looking for a full-time home or Arizona getaway, this is resort living you don't want to miss!

10249 N 12th Place Unit 2, Phoenix

10410 N Cave Creek Road Unit 2100, Phoenix

$239,000

2 Beds ⋅ 2 Baths ⋅ 7082016 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code ⋅ 1,082 SqFt.

Welcome to resort-style living at Pointe Resort Condominiums at Tapatio Cliffs! This inviting 2-bedroom, 2-bath residence offers 1,082 square feet of comfortable living space in a beautiful gated community surrounded by mountain scenery. The open-concept living and dining area features a cozy fireplace and sliding glass doors leading to an expansive double balcony--the perfect spot to enjoy your morning coffee, unwind at the end of the day, and take in the peaceful surroundings and mountain views. The kitchen opens to the main living area with a convenient breakfast bar, creating an easy flow for everyday living and entertaining. The well-designed split floor plan offers two generously sized bedrooms and two full bathrooms, providing privacy and flexibility for a primary residence, secon home, or investment opportunity. Enjoy beautifully maintained grounds and resort-style community amenities, including three heated pools, tennis and basketball courts, BBQ areas, and lush green spaces. Outdoor enthusiasts will love the close proximity to North Mountain Park with miles of hiking and recreation. Conveniently located near restaurants, shopping, golf, and major freeways, with easy access to Downtown Phoenix and Phoenix Sky Harbor International Airport. Whether you're looking for a full-time residence, a lock-and-leave Arizona getaway, or an investment property, this North Phoenix condo offers an exceptional combination of location, lifestyle, and value. Listing Agent related to seller.

10410 N Cave Creek Road Unit 2100, Phoenix

$300,000

2 Beds ⋅ 2 Baths ⋅ 7081912 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code ⋅ 1,015 SqFt.

This charming fully updated 2-bedroom, 1.5-bath home perfectly blends original Spanish character with modern updates, featuring a distinctive beehive fireplace that adds warmth and style to your living space. Enjoy the outdoors on your private, south-facing fenced patio ideal for morning coffee, evening dinners, or relaxing in the Arizona sunshine. Residents have access to three heated community pools and the added benefit of being centrally located near top shopping, dining, freeway access, and the Pointe Hilton Resort, which offers exclusive discounted rates for locals. HOA includes water, sewer, and trash for added ease. Take advantage of having the perfect hiking trail in walk distance where you can enjoy beauitful sunrises and sunsets while looking over the valley.

10408 N 11th Street Unit 2, Phoenix

$210,000

2 Beds ⋅ 1 Baths ⋅ 7081814 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

VA, FANNIE MAE, and FREDDIE MAC APPROVED! HEALTHY RESERVES....Welcome to this move-in ready 2-bedroom, 1-bath corner condo at the desirable gated community of Ventana in North Central Phoenix. Fresh interior paint and brand-new carpet create a bright, inviting space, while the functional floor plan offers comfortable everyday living. Enjoy your private balcony--perfect for morning coffee or relaxing at the end of the day. The home also includes a full-size stacked washer and dryer, a covered 1-car carport, and low-maintenance living. Take advantage of the sparkling community pool and a prime location near restaurants, shopping, parks, hiking, and major freeways. Ideal as a primary residence, second home, or investment property. MUST SEE IN PERSON prior to making offer.

1333 E Morten Avenue Unit 210, Phoenix

10401 N Cave Creek Road Unit 134, Phoenix

$35,000

2 Beds ⋅ 2 Baths ⋅ 7081224 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

MOVE-IN READY & BEAUTIFULLY UPDATED! This charming 2-bedroom, 1.5-bath home in Holiday Spa offers approx. 800 sq. ft. of bright, comfortable living space with updates completed within the last 3 years! Enjoy a fresh, inviting interior, stylish flooring and an updated kitchen featuring crisp white cabinetry, generous counter space and stainless steel appliances. Refrigerator and dishwasher included! The spacious primary bedroom offers a relaxing retreat, while the second bedroom is perfect for guests, an office or hobby room. Indoor laundry with washer & dryer included adds extra convenience. Relax and enjoy Arizona living from the covered patio. Updated, low-maintenance and ready for its new owner!

10401 N Cave Creek Road Unit 134, Phoenix

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