85020 Homes under $1 million

Welcome to the vibrant 85020 zip code, nestled in the heart of Phoenix, Arizona, within the picturesque Maricopa County. This area is a hidden gem, offering a unique blend of urban convenience and natural beauty. With stunning views of the surrounding mountains and easy access to outdoor activities, 85020 is perfect for those who appreciate both city life and nature’s tranquility.

Homes in this zip code are diverse and cater to a variety of lifestyles. If you’re looking for a place to call home without breaking the bank, you’ll be pleased to find a range of charming properties available for under $1 million. From cozy single-family homes to modern townhouses, there’s something for everyone. Many of these residences feature spacious yards, inviting interiors, and proximity to local amenities, making them ideal for families, professionals, and retirees alike.

Living in 85020 means you’re just minutes away from some of Phoenix's best attractions. Enjoy hiking in the nearby Phoenix Mountain Preserve, where scenic trails and breathtaking views await. The area also boasts a variety of dining options, shopping centers, and cultural experiences, ensuring you’ll never run out of things to do.

Whether you’re searching for a starter home or a place to settle down, the 85020 zip code offers an exceptional living experience in the heart of Phoenix. Discover your dream home today and embrace the vibrant lifestyle that awaits you in this beautiful corner of Arizona!

Newest 85020 Homes under $1 million

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089511 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

A backyard like this is a rare find in Pointe Tapatio. Tucked into one of North Phoenix's most distinctive communities, this beautifully updated townhome pairs low-maintenance living with an exceptional private outdoor space that feels more like a single-family home. The expansive, fully fenced yard is a true desert retreat, with mature palms and landscaping, turf, multiple gathering areas and abundant space to entertain, dine outdoors or simply unwind beneath the Arizona sky. Inside, the home is equally inviting, with rich wood flooring, a beautifully updated kitchen featuring granite countertops, white cabinetry and stainless steel appliances, and a comfortable, light-filled living space designed for everyday living and entertaining. Upstairs, the private balcony offers another peaceful place to enjoy the surrounding greenery and desert setting. Pointe Tapatio residents enjoy a resort-style community with heated pools and spas, lush greenbelts and walking paths, all set against the backdrop of the Phoenix Mountain Preserve and North Mountain recreation area. Realtor An additional opportunity for qualified buyers: the seller's existing FHA loan may be assumable, subject to lender approval and applicable loan-assumption requirements, offering the potential to assume a low interest rate. Consult with your agent for additional details. A rare combination of an updated interior, extraordinary private outdoor living and the resort-style Pointe Tapatio lifestyle.

10410 N 9th Street Unit 2, Phoenix

$375,000

2 Beds ⋅ 2 Baths ⋅ 7088943 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code

This BEAUTIFUL home stands out ABOVE the rest, with Luxury finishes throughout ! Your wish list is complete with the following Upgrades and Features: * An Open Floor Plan * A large Kitchen * An Oversized Kitchen Island with Seating * Gorgeous Quartz Countertops * All Stainless Appliances * Both Bathrooms have been remodeled with Tiled Showers, Quartz Countertops, Stylish mirrors, newer Lighting + Hardware * The Split Bedroom Floorplan, has a Large Primary Suite, and the Second Bedroom is located in its own wing...and there's more ! * Elegant Window Shutters throughout * An Interior Laundry Room * Beautiful Interior Doors and Hardware * A Gated Front Entry with a Seating Area, in addition to an enclosed private Back Patio * Also, an Attached Garage, and a Brand New Central A/C * * ENJOY your refreshing Community Pool, just a short stroll away * You'll be Located in the Desirable "Upper Middle Phoenix" Area, great for Hiking Trails and Golf, and only 20 minutes to the Airport. This Property is COMPLETE ! Just MOVE IN and RELAX...ALL THE WORK is DONE !

10655 N 9th Street Unit 110, Phoenix

1747 E Northern Avenue Unit 102, Phoenix

$385,000

2 Beds ⋅ 2 Baths ⋅ 7088173 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

LOCATION, UPDATES & MOUNTAIN VIEWS! This beautifully updated 2-bedroom, 2-bath condo with a 1-car garage is the one you've been waiting for! Ideally located in the highly desirable Cantara at Squaw Peak, this move-in-ready home offers an incredible combination of style, comfort, and location. Step inside to a bright, inviting floor plan featuring brand-new carpet, luxury vinyl plank flooring, a desirable split-bedroom layout, formal dining area, and spacious family room with a cozy wood-burning fireplace. The kitchen and baths showcase beautiful hardwood cabinetry, complemented by new faucets, fixtures, and ceiling fans throughout. The spacious primary suite is a true retreat, offering mountain views, a large walk-in closet, dual vanities, and a huge soaking tub. Enjoy... resort-style living at Cantara at Squaw Peak with lush greenbelts, community pool and spa, BBQ stations, and spectacular mountain views. The location is fantastic, just off 16th Street and Northern Avenue, with easy access to shopping, dining, entertainment, parks, hiking, and major roadways. Minutes from the beauty of the Phoenix Mountain Preserve and just a short drive to all that Central Phoenix has to offer. Updated, well-located, and surrounded by mountain views -- this is one you won't want to miss!

1747 E Northern Avenue Unit 102, Phoenix

$750,000

3 Beds ⋅ 4 Baths ⋅ 7087579 MLS ⋅ ACTIVE Status ⋅ 0.4 Acres ⋅ 85020 Zip Code

Nestled in the sought-after Ocotillo Hills neighborhood, this custom hillside retreat offers an exceptional North Phoenix lifestyle with quick access to Moon Valley, the Phoenix Mountain Preserve, and SR-51, making it easy to enjoy everything the Valley has to offer. Just minutes from Arizona Biltmore Golf Club, Lookout Mountain Golf Club, and the award-winning Arizona Biltmore Resort, you'll also find an abundance of popular local dining, shopping, and entertainment nearby, while miles of hiking and biking trails are practically at your doorstep. It's the perfect blend of privacy, convenience, and breathtaking desert beauty. Perched high on the hillside, this home captures spectacular panoramic mountain views and offers the peaceful setting you've been searching for. The thoughtfully designed split floor plan provides privacy to the primary suite, where you'll wake up to incredible scenery and enjoy your own private balcony with sweeping 360-degree mountain views. A stunning double-sided fireplace creates a warm, inviting atmosphere, connecting the primary bedroom to the family room for a truly unique architectural feature. Inside, the home offers an incredible opportunity to create a more modern living space. The existing wall separating the kitchen and family room presents the potential to be opened, creating the open-concept layout today's buyers love while maximizing natural light and the surrounding views. Whether you're enjoying your morning coffee on one of the outdoor patios, relaxing by the fireplace after a day on the trails, or watching Arizona's unforgettable sunsets paint the mountains, this hillside sanctuary offers a rare opportunity to create your dream home in one of North Phoenix's most desirable hidden-gem neighborhoods.

9639 N 19th Street, Phoenix

10410 N Cave Creek Road Unit 1008, Phoenix

$250,000

2 Beds ⋅ 2 Baths ⋅ 7087289 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code ⋅ 1,082 SqFt.

Elevate your lifestyle--and your investment potential--with this beautifully renovated 2-bed, 2-bath ground-floor condo in the prestigious Pointe Resort at Tapatio Cliffs. Designed for immediate income generation or effortless move-in, this unit comes fully furnished with tasteful, high-quality pieces that perfectly complement its modern aesthetic. Every detail has been considered--just bring your suitcase and start hosting or relaxing. Step inside to discover fresh designer paint, luxury waterproof wood-style plank flooring (no carpet anywhere), and sleek upgraded cabinetry. The kitchen steals the show with slab granite countertops and premium stainless steel appliances, offering a clean, contemporary culinary space.

10410 N Cave Creek Road Unit 1008, Phoenix

1411 E Orangewood Avenue Unit 105, Phoenix

$274,900

1 Beds ⋅ 1 Baths ⋅ 7086838 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

Beautifully updated, single-level 1-bedroom, 1-bath condo in a gated community with a rare private one-car garage & direct access into the unit. Recent Updates Include: 2026: Wood flooring, full-size washer & dryer, garage floor epoxy, interior paint, lighting, & ceiling fans. 2021: Water heater, 2020: HVAC system. These thoughtful updates provide added value, comfort, and peace of mind--just move right in and enjoy! Relax on your private covered patio or take advantage of the community amenities, including a heated pool & spa, clubhouse, BBQ areas, and grassy common areas. Conveniently located near Northern Avenue and the 51, with easy access to restaurants, shopping, hiking, biking, and golf. Low-maintenance living at its best !

1411 E Orangewood Avenue Unit 105, Phoenix

10410 N Cave Creek Road Unit 2037, Phoenix

$290,000

2 Beds ⋅ 2 Baths ⋅ 7086663 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

Peaceful top-floor east facing retreat with Mountain Views. Enjoy elevated living in this beautifully situated 2-bedroom, 2-bath condo overlooking a lush greenbelt, mature trees, and stunning mountain views. The peaceful setting offers a front-row seat to nature, with abundant birds and wildlife creating a tranquil backdrop throughout the day. Private, quiet, and surrounded by natural beauty, this inviting home is the perfect place to relax, unwind, and enjoy Arizona resort living.

10410 N Cave Creek Road Unit 2037, Phoenix

$724,000

3 Beds ⋅ 3 Baths ⋅ 7086566 MLS ⋅ ACTIVE Status ⋅ 0.11 Acres ⋅ 85020 Zip Code

Located within the Pointe Resort community, This 3 bedroom, 3 bath DETACHED home sits on a cul-de-sac with mountain views front the front yard and open space/wash from the backyard!!! The PRIMARY BEDROOM and the 2nd bedroom are both on the main floor with the guest bedroom/office/fitness area upstairs in the large loft. The loft has a walk-in closet, full bathroom and balcony. The following are the updates: 2023 & 2026-both HVAC's were replaced, 2021- interior freshly painted, electrical panel replaced, water heater replaced and the backyard was spruced up; old cactus removed, turf installed, trimmed all the trees, 2026- new carpet installed in 2nd bedroom, garage door and components were replaced, both downstairs toilets replaced. Come make this home your own and enjoy the many amenities at the Pointe Resort, the easy access to the 51 Freeway and hiking trails!

1915 E Linger Lane, Phoenix

$439,000

4 Beds ⋅ 2 Baths ⋅ 7085307 MLS ⋅ ACTIVE Status ⋅ 0.19 Acres ⋅ 85020 Zip Code

Mountain views, fresh updates, and plenty of space to make your own! Welcome to this bright and inviting 4 bedroom, 2 bath home in the desirable Pointe Tapatio area. Inside, an open floor plan is filled with natural light and features new carpet, neutral finishes, tile flooring in the main living areas, plantation shutters, and updated lighting and ceiling fans. The kitchen offers white cabinetry, quartz countertops, stainless steel appliances, subway tile backsplash, and an easy flow into the dining and living spaces--perfect for everyday living or entertaining. Large windows showcase beautiful mountain views from the front living area, while dual-pane windows provide added comfort and energy efficiency. Step outside to an expansive, low-maintenance backyard with additional mountain vie and plenty of room to create the outdoor space you've been imagining. Mature palms and desert landscaping complement the home's classic Arizona setting. Located near the Phoenix Mountain Preserve and miles of hiking and recreation, while still offering convenient access to dining, shopping and downtown Phoenix, this home brings together location, views, space and move-in-ready updates.

817 E Cheryl Drive, Phoenix

$585,000

2 Beds ⋅ 2 Baths ⋅ 7085130 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 85020 Zip Code

Stunning 2 bed/2 bath + office/den in a gated community with breathtaking mountain views front & back. AC and roof underlayment both recently replaced. Gourmet kitchen features a gas range, double wall oven, quartz countertops, herringbone tile backsplash & white shaker cabinets. Dedicated laundry room with cabinetry, reverse osmosis & WaterTech water softener & hot water recirculating system. Open living room with a linear electric fireplace & built-in cabinetry. Spa-inspired primary suite with a freestanding soaking tub, dual vanity, bidet & custom walk-in closet. Guest bedroom with a private patio. Backyard oasis with a pool, cool deck, outside barbecue & gas fire pit. Resort living in a private, serene setting.

8163 N 13th Way, Phoenix

$550,000

3 Beds ⋅ 2 Baths ⋅ 7084960 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 85020 Zip Code ⋅ 1,587 SqFt.

This home has been completely remodeled, with 3 bedrooms, 2 baths, and 1,587 sq ft. The kitchen features designer custom cabinetry, granite countertops, and a 36-inch gas cooktop. Both bathrooms have been redone with cement tile showers and designer vanities. The primary suite adds a fully remodeled bath with an oversized glass walk-in shower. Designer light fixtures run throughout the entire home. Behind the house is a separate office with electricity and AC, ready for full-time work. The backyard has mountain views, and the location puts shopping, dining, parks, and popular hiking trails all within minutes. This is the home you've been waiting for .

1225 E Seldon Lane, Phoenix

$680,000

7 Beds ⋅ 4 Baths ⋅ 7084198 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

TWO HOMES ON ONE PROPERTY - GREAT INCOME-PRODUCING OPPORTUNITY! Discover the possibilities this unique property has to offer! Featuring two homes on one lot, this property is ideal for multi-generational living, an owner-occupant looking for additional rental income, or an investor seeking an income-producing opportunity. The main home features 3 bedrooms and 1.75 bathrooms, along with a recently remodeled kitchen featuring quartz countertops, stainless steel appliances; refrigerator, washer and dryer are included, adding extra convenience. At the base of Phoenix Mountain Preserve for active outdoor living hiking/biking and close to SR51 freeway, 10 miles from downtown and 15 miles from the airport makes this ideal location for recreation and commute The permitted back house offers 3 bedrooms and 2 full bathrooms, providing a comfortable and functional second living space. Live in one and rent the other, accommodate extended family, or explore the many possibilities this versatile property has to offer. Enjoy a low-maintenance backyard and a storage shed for additional storage. The property is serviced by one electric meter and one water meter. With a total of 6 bedrooms and 3.75 bathrooms between both homes, this is a unique opportunity with flexibility, functionality, and excellent income-producing potential. Two homes, one property, and so many possibilities!

1201 E Griswold Road, Phoenix

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