85020 Homes under $400,000

Welcome to the vibrant zip code 85020, nestled in the heart of Phoenix, Arizona! This dynamic area, part of Maricopa County, offers a unique blend of urban convenience and natural beauty. With the stunning backdrop of the Phoenix Mountains, residents enjoy breathtaking views and a plethora of outdoor activities, making it a perfect haven for nature lovers and adventure seekers alike.

In 85020, you’ll find a diverse selection of homes, particularly appealing for first-time buyers or those looking for a cozy retreat under $400,000. This price point opens the door to a variety of charming single-family homes, townhouses, and condos, each with its own unique character. Whether you’re seeking a modern abode with sleek finishes or a classic residence with a touch of vintage charm, this zip code has something to suit every taste and lifestyle.

Living in 85020 means enjoying the best of both worlds—proximity to the bustling urban life of downtown Phoenix and the tranquil allure of the surrounding mountains. Residents have easy access to a wealth of amenities, including shopping, dining, and entertainment options, as well as numerous parks and trails for outdoor exploration.

With a strong sense of community and a range of affordable housing options, 85020 is an ideal place to call home. Experience the warmth of Phoenix living, where you can create lasting memories in a neighborhood that truly feels like family. Discover your dream home in this enchanting area today!

Newest 85020 Homes under $400,000

$399,900

2 Beds ⋅ 2 Baths ⋅ 7092183 MLS ⋅ ACTIVE Status ⋅ 0.04 Acres ⋅ 85020 Zip Code

Welcome to this beautifully updated townhome in the desirable gated community of Canyon Gate! New luxury vinyl plank flooring and fresh interior paint create a bright, modern feel. The kitchen and bathroom cabinets have been freshly painted and complement the upgraded kitchen appliances. Ceiling fans throughout and spacious walk-in closets in both bedrooms add comfort and convenience. The primary bathroom features a walk-in shower and soaking tub. Relax by the cozy great room fireplace or enjoy the community pool and spa just steps away, with the home backing directly to this inviting amenity. An attached one-car garage and a new AC unit, only one year old, add to the appeal of this low-maintenance home!

7887 N 16th Street Unit 125, Phoenix

$380,000

3 Beds ⋅ 2 Baths ⋅ 7091506 MLS ⋅ ACTIVE Status ⋅ 0.2 Acres ⋅ 85020 Zip Code

Investor Special & Incredible Value in North Central Phoenix--Priced to Sell with No HOA! Bring your vision and toolbelt to this spacious 3-bedroom, 2-bathroom single-story home offering 1,830 square feet of endless potential. Nestled against a scenic mountain backdrop in a quiet foothills neighborhood, this property needs TLC and cosmetic updating, but the major peace-of-mind mechanicals have already been started for you: a newer A/C unit installed in 2018, all updated dual-pane windows, and updated appliances. Inside, you'll discover a generous layout with multiple living spaces, including separate living and family areas plus bonus space that can easily function as a home office, game room, or hobby room. Outside, enjoy a private backyard setting surrounded by mountain views Enjoy a prime central location just minutes from the Phoenix Mountain Preserve hiking trails, local dining, shopping, and easy freeway access. Whether you're an investor seeking your next profitable renovation project or a buyer eager to build sweat equity in a high-demand area, this fixer-upper is an outstanding opportunity. Don't miss out!

9608 N 16th Place, Phoenix

$345,000

2 Beds ⋅ 3 Baths ⋅ 7090409 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

Beautiful, highly sought after Luxury Townhouse located within Pointe Tapitio. Upgraded and Move-in Ready!! High ceilings and abundance of natural lighting makes it light, bright and airy. Property features Granite Kitchen countryers, stainless steel appliances, custom tile backsplash and breakfast bar. Fireplace in living rm. Primary bedroom with spa tub and walk-out balcony. Secondary bedroom also with full bath. Oversized laudry room and 1/2 bath downstairs. Wonderful all new courtyard with synthetic grass and lots of plants. Side patio also featuring space for outdoor entertaining and enjoyment. One car garage with outlet ready for an electric charger. Community offers heated pools, spas, tennis courts, walking paths and more. HOA covers water, trash, sewer and cable!!

10226 N 12th Place E Unit 1, Phoenix

1425 E Desert Cove Avenue Unit 68, Phoenix

$250,000

2 Beds ⋅ 2 Baths ⋅ 7089815 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

This charming Southwest-style 2-bedroom, 2-bathroom condo offers a welcoming blend of character, comfort, and convenience, with beautiful mountain views from the south-facing patio and upstairs balcony. Ideally located in North Central Phoenix, this home provides easy access to the 51, 101, and I-17 freeways. The spacious main-level living area features a cozy fireplace with a built-in bar or nook, along with a full bathroom. The eat-in kitchen offers a flexible space that can be used for dining or as an additional living area. An eye-catching iron spiral staircase serves as the focal point of the home and leads upstairs to two generously sized bedrooms, each with a walk-in closet and private balcony. The primary bedroom features a charming exposed-beam ceiling. Upstairs, you'll find vinyl flooring throughout, along with a second full bathroom and a convenient laundry room with additional storage. Set on a quiet street with ample guest parking, the beautifully landscaped community offers a pool and spa for residents to enjoy. A wonderful opportunity to own a character-filled condo in a convenient North Central Phoenix location!

1425 E Desert Cove Avenue Unit 68, Phoenix

1411 E Orangewood Avenue Unit 127, Phoenix

$348,000

2 Beds ⋅ 2 Baths ⋅ 7089736 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

Welcome to Legacy at Piestewa Peak! This inviting MAIN-FLOOR residence offers the easy-care Arizona lifestyle you've been looking for. Enjoy the convenience of single-level living along with the rare bonus of a TWO-CAR GARAGE/perfect for vehicles, bikes, golf clubs and extra storage. The comfortable living area opens to a PRIVATE PATIO, creating your own outdoor retreat to relax, entertain and enjoy Arizona's beautiful weather. Added peace of mind comes with an HVAC SYSTEM REPLACED IN 2019 and ROOF REPLACED IN 2021. Legacy at Piestewa Peak is a charming, intimate community offering RESORT-STYLE AMENITIES, including a HEATED COMMUNITY POOL, relaxing SPA and CLUBHOUSE/all surrounded by mature landscaping and swaying palm trees. Welcome to Legacy at Piestewa Peak! This inviting MAIN-FLOOR residence offers the easy-care Arizona lifestyle you've been looking for. Enjoy the convenience of single-level living along with the rare bonus of a TWO-CAR GARAGE/perfect for vehicles, bikes, golf clubs and extra storage. The comfortable living area opens to a PRIVATE PATIO, creating your own outdoor retreat to relax, entertain and enjoy Arizona's beautiful weather. Legacy at Piestewa Peak is a charming, intimate community offering RESORT-STYLE AMENITIES, including a HEATED COMMUNITY POOL, relaxing SPA and CLUBHOUSE/all surrounded by mature landscaping and swaying palm trees. FURNISHINGS AND SELECT PERSONAL PROPERTY ARE AVAILABLE ON A SEPARATE BILL OF SALE, making this an especially convenient opportunity for a buyer looking for an easy Arizona getaway.

1411 E Orangewood Avenue Unit 127, Phoenix

$345,000

2 Beds ⋅ 2 Baths ⋅ 7089511 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

A backyard like this is a rare find in Pointe Tapatio. Tucked into one of North Phoenix's most distinctive communities, this beautifully updated townhome pairs low-maintenance living with an exceptional private outdoor space that feels more like a single-family home. The expansive, fully fenced yard is a true desert retreat, with mature palms and landscaping, turf, multiple gathering areas and abundant space to entertain, dine outdoors or simply unwind beneath the Arizona sky. Inside, the home is equally inviting, with rich wood flooring, a beautifully updated kitchen featuring granite countertops, white cabinetry and stainless steel appliances, and a comfortable, light-filled living space designed for everyday living and entertaining. Upstairs, the private balcony offers another peaceful place to enjoy the surrounding greenery and desert setting. Pointe Tapatio residents enjoy a resort-style community with heated pools and spas, lush greenbelts and walking paths, all set against the backdrop of the Phoenix Mountain Preserve and North Mountain recreation area. Realtor An additional opportunity for qualified buyers: the seller's existing FHA loan may be assumable, subject to lender approval and applicable loan-assumption requirements, offering the potential to assume a low interest rate. Consult with your agent for additional details. A rare combination of an updated interior, extraordinary private outdoor living and the resort-style Pointe Tapatio lifestyle.

10410 N 9th Street Unit 2, Phoenix

$375,000

2 Beds ⋅ 2 Baths ⋅ 7088943 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code

This BEAUTIFUL home stands out ABOVE the rest, with Luxury finishes throughout ! Your wish list is complete with the following Upgrades and Features: * An Open Floor Plan * A large Kitchen * An Oversized Kitchen Island with Seating * Gorgeous Quartz Countertops * All Stainless Appliances * Both Bathrooms have been remodeled with Tiled Showers, Quartz Countertops, Stylish mirrors, newer Lighting + Hardware * The Split Bedroom Floorplan, has a Large Primary Suite, and the Second Bedroom is located in its own wing...and there's more ! * Elegant Window Shutters throughout * An Interior Laundry Room * Beautiful Interior Doors and Hardware * A Gated Front Entry with a Seating Area, in addition to an enclosed private Back Patio * Also, an Attached Garage, and a Brand New Central A/C * * ENJOY your refreshing Community Pool, just a short stroll away * You'll be Located in the Desirable "Upper Middle Phoenix" Area, great for Hiking Trails and Golf, and only 20 minutes to the Airport. This Property is COMPLETE ! Just MOVE IN and RELAX...ALL THE WORK is DONE !

10655 N 9th Street Unit 110, Phoenix

1747 E Northern Avenue Unit 102, Phoenix

$385,000

2 Beds ⋅ 2 Baths ⋅ 7088173 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

LOCATION, UPDATES & MOUNTAIN VIEWS! This beautifully updated 2-bedroom, 2-bath condo with a 1-car garage is the one you've been waiting for! Ideally located in the highly desirable Cantara at Squaw Peak, this move-in-ready home offers an incredible combination of style, comfort, and location. Step inside to a bright, inviting floor plan featuring brand-new carpet, luxury vinyl plank flooring, a desirable split-bedroom layout, formal dining area, and spacious family room with a cozy wood-burning fireplace. The kitchen and baths showcase beautiful hardwood cabinetry, complemented by new faucets, fixtures, and ceiling fans throughout. The spacious primary suite is a true retreat, offering mountain views, a large walk-in closet, dual vanities, and a huge soaking tub. Enjoy... resort-style living at Cantara at Squaw Peak with lush greenbelts, community pool and spa, BBQ stations, and spectacular mountain views. The location is fantastic, just off 16th Street and Northern Avenue, with easy access to shopping, dining, entertainment, parks, hiking, and major roadways. Minutes from the beauty of the Phoenix Mountain Preserve and just a short drive to all that Central Phoenix has to offer. Updated, well-located, and surrounded by mountain views -- this is one you won't want to miss!

1747 E Northern Avenue Unit 102, Phoenix

10410 N Cave Creek Road Unit 1008, Phoenix

$250,000

2 Beds ⋅ 2 Baths ⋅ 7087289 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85020 Zip Code ⋅ 1,082 SqFt.

Elevate your lifestyle--and your investment potential--with this beautifully renovated 2-bed, 2-bath ground-floor condo in the prestigious Pointe Resort at Tapatio Cliffs. Designed for immediate income generation or effortless move-in, this unit comes fully furnished with tasteful, high-quality pieces that perfectly complement its modern aesthetic. Every detail has been considered--just bring your suitcase and start hosting or relaxing. Step inside to discover fresh designer paint, luxury waterproof wood-style plank flooring (no carpet anywhere), and sleek upgraded cabinetry. The kitchen steals the show with slab granite countertops and premium stainless steel appliances, offering a clean, contemporary culinary space.

10410 N Cave Creek Road Unit 1008, Phoenix

1411 E Orangewood Avenue Unit 105, Phoenix

$274,900

1 Beds ⋅ 1 Baths ⋅ 7086838 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

Beautifully updated, single-level 1-bedroom, 1-bath condo in a gated community with a rare private one-car garage & direct access into the unit. Recent Updates Include: 2026: Wood flooring, full-size washer & dryer, garage floor epoxy, interior paint, lighting, & ceiling fans. 2021: Water heater, 2020: HVAC system. These thoughtful updates provide added value, comfort, and peace of mind--just move right in and enjoy! Relax on your private covered patio or take advantage of the community amenities, including a heated pool & spa, clubhouse, BBQ areas, and grassy common areas. Conveniently located near Northern Avenue and the 51, with easy access to restaurants, shopping, hiking, biking, and golf. Low-maintenance living at its best !

1411 E Orangewood Avenue Unit 105, Phoenix

10410 N Cave Creek Road Unit 2037, Phoenix

$290,000

2 Beds ⋅ 2 Baths ⋅ 7086663 MLS ⋅ ACTIVE Status ⋅ 85020 Zip Code

Peaceful top-floor east facing retreat with Mountain Views. This Condominium qualifies for the Chase Homebuyer Grant which means eligible customers who buy this property and finance their loan with Chase can receive $5000. Enjoy elevated living in this beautifully situated 2-bedroom, 2-bath condo overlooking a lush greenbelt, mature trees, and stunning mountain views. The peaceful setting offers a front-row seat to nature, with abundant birds and wildlife creating a tranquil backdrop throughout the day. Private, quiet, and surrounded by natural beauty, this inviting home is the perfect place to relax, unwind, and enjoy Arizona resort living.

10410 N Cave Creek Road Unit 2037, Phoenix

$240,000

2 Beds ⋅ 1 Baths ⋅ 7086401 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85020 Zip Code

PRICED TO SELL -- AMAZING VALUE WITH TONS OF POTENTIAL! This Home in Point Tapatio Resort area offers a SPACIOUS OPEN FLOOR PLAN with MOUNTAIN VIEWS, VAULTED CEILINGS, GREAT NATURAL LIGHT, and a LARGE KITCHEN and GREAT ROOM. that flows seamlessly into the living and dining spaces. Generously sized bedrooms, plenty of storage, and a PRIVATE Court Yard ready for your personal touch. Perfect for buyers looking to customize, invest, or create their dream home. FLEXIBLE & FUNCTIONAL LAYOUT • LOW-MAINTENANCE YARD • MOVE-IN READY WITH OPPORTUNITY TO ADD VALUE. Step outside and enjoy the beautifully maintained community with two sparkling pools, & mature landscaping. Great location near Hiking, shopping, dining, schools, & major freeways. DON'T MISS THIS OPPORTUNITY...WILL GO FAST!

10437 N 11th Street Unit 2, Phoenix

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