85004 Homes under $400,000

Welcome to the vibrant heart of Phoenix, Arizona, where the zip code 85004 invites you to explore a dynamic community brimming with culture, convenience, and charm. Nestled in Maricopa County, this area showcases the best of urban living, making it an ideal destination for first-time homebuyers, young professionals, and families alike.

One of the standout features of 85004 is its accessibility to homes priced under $400,000. This affordability opens the door to a variety of options—from cozy condos to charming single-family homes—allowing you to find the perfect space that fits your lifestyle and budget. Imagine waking up in a stylish abode just moments away from the bustling downtown scene, where art galleries, trendy restaurants, and exciting nightlife await.

Beyond the beautiful homes, the 85004 zip code is rich in amenities. Residents enjoy easy access to parks, local markets, and some of the best schools in the area. The nearby light rail system makes commuting a breeze, connecting you to major employment hubs and attractions throughout Phoenix.

Whether you’re seeking a vibrant urban lifestyle or a peaceful retreat, 85004 has something for everyone. With its affordable housing options and lively community spirit, this area is not just a place to live; it’s a place to thrive. Embrace the opportunity to call Phoenix home and discover the endless possibilities that await you in this charming zip code!

Newest 85004 Homes under $400,000

$299,000

2 Beds ⋅ 2 Baths ⋅ 7089053 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85004 Zip Code

Step inside this 4th-floor residence at Tapestry on Central with amazing east facing views. A separate den greets you near the entry, providing a dedicated setup for a quiet home office. To the left, the kitchen features gas cooking and an adjacent indoor laundry room. The layout opens up to a split 2-bedroom design centered around a main living area with a gas fireplace. Step out onto the private balcony for city and mountain views. Includes 2 assigned spaces in the gated underground garage and full access to community amenities: heated pool, spa, sauna, and fitness center. Located in Midtown Phoenix directly across from the Encanto Light Rail station, steps from the Heard Museum, Phoenix Art Museum, and local dining.

2302 N Central Avenue Unit 404, Phoenix

$314,999

1 Beds ⋅ 1 Baths ⋅ 7087832 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85004 Zip Code

Fantastic modern condo in Roosevelt Row Arts District, in Downtown Phoenix. Perfectly situated adjacent to Margaret T. Hance Park and just 2 blocks off of Roosevelt Row, this modern 1 bedroom condo sits in quiet oasis with all the downtown amenities right at your doorstep! In through secure, gated access, a beautiful meditative fountain welcomes you into this quiet community, featuring private, covered parking, fabulous swimming pool and BBQ area. Modern layout offers tall ceilings and ample natural light throughout. Spacious kitchen opens to the living room and features, granite counters, white cabinets and matching modern white appliances, expansive island and fabulous downtown rooftop views. High ceilings and views continue into the ample size bedroom and bath, and full size,

1130 N 2nd Street Unit 210, Phoenix

$319,500

2 Beds ⋅ 2 Baths ⋅ 7085169 MLS ⋅ ACTIVE Status ⋅ 1.17 Acres ⋅ 85004 Zip Code ⋅ 1,300 SqFt.

Imagine living in the heart of Downtown Phoenix while feeling worlds away. At Villa del Coronado, you can have both. This truly one-of-a-kind condo is located in a one-of-a-kind community celebrated for its distinctive Mid-Century architecture, lush grounds, resort-style atmosphere, and two sparkling pools (one heated). Built in 1957 and listed on the National Register of Historic Places, Villa del Coronado offers a rare opportunity to become part of Phoenix history while enjoying a lifestyle that feels anything but ordinary. Ground-level Condo #62 offers easy, stair-free living and an abundance of natural light with walls of windows and sliding glass doors at both the front and back of the home. The spacious living room flows effortlessly into the adjacent dining area, creating an inviting space for everyday living and entertaining. The kitchen retains the vintage charm that makes this home so special--they simply don't make them like this anymore. The spacious secondary bedroom provides plenty of room for guests, while the luxurious primary suite features plantation shutters and a private patio. With two bathrooms, front and back private patios, and a location just steps from one of the community pools, this home makes indoor-outdoor living effortless. Laminate and tile flooring throughout means no carpet, and the fully permitted and approved interior laundry includes a washer and dryer. Outside, Villa del Coronado feels like a private oasis, with expansive grassy areas, mature shade trees, beautifully maintained grounds, and the unmistakable charm throughout the community. A one-car garage is included, with additional designated guest parking available. And then there's the location! Minutes from the Phoenix Art Museum, Heard Museum, Arts District, Phoenix Theatre, Arizona Science Center, Orpheum Theatre, Japanese Friendship Garden, Margaret T. Hance Park, galleries, medical centers, schools, restaurants, and coffee shops. Burton Barr Central Library is less than a mile away, and the light rail is approximately half a mile from the home. HOA fees include all utilities, property taxes, and exterior maintenance, making ownership remarkably convenient. Cash purchase only. Financing is not available. Come see why Villa del Coronado is unlike anything else in Downtown Phoenix. This is more than a condo--it's a piece of Phoenix history and a lifestyle you won't find every day.

170 E Coronado Road Unit 62, Phoenix

$375,000

1 Beds ⋅ 2 Baths ⋅ 7084383 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85004 Zip Code ⋅ 1,101 SqFt.

Experience downtown Phoenix living with a little extra peace and privacy at Artisan Lofts! This spacious 1-bedroom 2 bath loft offers 1,101 sq. ft. of open living space and abundant natural light. Enjoy a new A/C system and the convenience of two gated garage parking spaces. The community features a stunning resort style pool and rooftop access with sweeping views of downtown Phoenix. Just minutes from the city's newest and favorite restaurants, coffee shops, and bars, yet tucked away from the hustle and noise of downtown. With easy access to the light rail, this is urban living at its best!

1326 N Central Avenue Unit 409, Phoenix

$325,000

2 Beds ⋅ 2 Baths ⋅ 7081921 MLS ⋅ ACTIVE Status ⋅ 2.16 Acres ⋅ 85004 Zip Code

Roomy, north- & west-facing 4th-floor residence in iconic Phoenix Towers, built by Del Webb & listed on National Register of Historic Places. Charmingly original with authentic mid-century character, generous rooms, beautiful natural light, captivating views & spectacular Arizona sunsets. Incredible Midtown location next door to Heard Museum with light rail just outside front entrance. All-inclusive owner's fee covers electricity, water, sewer, trash, internet, cable, 24/7 monitored security, 24/7 staffed lobby & onsite property management. Amenities include 2 parking spaces in gated underground garage, heated lap pool, dog park, community garden, fitness center, climate-controlled storage & onsite laundry. Preserve its vintage style or reimagine it as your own!

2201 N Central Avenue Unit 4C, Phoenix

$365,000

1 Beds ⋅ 2 Baths ⋅ 7081227 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85004 Zip Code ⋅ 1,074 SqFt.

1 Bed plus den furnished Industrial Chic downtown Phoenix living at The Summit in Copper Square! Directly across from Chase Field this stunner is on the 12th floor, step out and enjoy your personal balcony with stadium views and east valley mountain views, enjoy premium Viking appliances or head up to the Summit upper levels to get a workout in the fitness center and enjoy the heated pool/spa, sauna and a shower, built in BBQ/fire pit, and for the pets the outdoor artificial grass area suffices. For other 1st class amenities hit the rooftop terrace for the views or close the deal in the private conference room. Short distance to Suns arena, light rail, restaurants, ASU DT & Convention Center. Summit perks 24/7 front desk, reserved parking and a storage unit. NO STR, year lease per HOA.

310 S 4th Street Unit 1207, Phoenix

$360,000

2 Beds ⋅ 2 Baths ⋅ 7075506 MLS ⋅ ACTIVE Status ⋅ 2.16 Acres ⋅ 85004 Zip Code ⋅ 1,250 SqFt.

Wonderful opportunity to own in the historic, mid-century Phoenix Towers. This 5th Floor unit is a 2 bedroom, 2 bath and features include the original metal kitchen cabinetry and newer oak luxury vinyl plank flooring throughout. Great views from the large terrace off the great room/dining area. The community includes a recently revamped large heated pool, a rooftop club room with kitchen, and an open deck area with great views in all directions. Underground parking with 2 spaces, 24/7 front door attendant. ALL Utilities, taxes and insurance are included ink the HOA fees. Even basic cable & internet. Great location next to the Heard Museum and near the Phx. Art Museum and many walkable restaurants, cafes, the light rail and parks. Storage unit and community gym.

2201 N Central Avenue Unit 5-E, Phoenix

$340,000

1 Beds ⋅ 2 Baths ⋅ 7071412 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85004 Zip Code ⋅ 1,020 SqFt.

310 S 4th St #1103 - Experience elevated downtown Phoenix living at Summit at Copper Square in this stunning 1-bedroom, 1.5-bath residence on the 11th floor, showcasing spectacular city and mountain views from the living room, bedroom, and private balcony. The spacious kitchen features rich cherry cabinetry, granite countertops, and stainless steel appliances. The generously sized bedroom offers a large walk-in closet, while the beautifully appointed primary bath boasts granite counters, a large glass-and-tile shower, and separate soaking tub. Enjoy an exceptional array of amenities, including 24-hour reception, fitness center, heated pool and spa, 5th-floor party deck, conference room, and a spectacular 23rd-floor entertainment area with firepit plus panoramic city and mountain views Assigned underground parking, private storage, and convenient elevator access add to the ease of downtown living. HOA includes WiFi, water, gas, sewer, and trash. Ideally located near Chase Field, Footprint Center, light rail, dining, entertainment, and shopping, this is a premier opportunity to enjoy the ultimate downtown Phoenix lifestyle. HOA fee has an additional assessment pf $97.47 + admin fee of $4.95. This assessment was for pool repairs and was financed almost 10 years ago by a 10 year loan. This assessment should be paid off by end of the year.

310 S 4th Street Unit 1103, Phoenix

$379,900

1 Beds ⋅ 2 Baths ⋅ 7046876 MLS ⋅ ACTIVE Status ⋅ 0.03 Acres ⋅ 85004 Zip Code

REDUCED PRICE. Enjoy carefree urban living from this stunning 12th floor corner unit in the sought after Summit at Copper Square. This contemporary 1-bdrm/1.5-bath & den unit features granite counters, abundant cabinetry, full-size washer & dryer, internet included in HOA, private balcony w/city views of the East/South Valleys, secure reserved parking space, and a separate storage unit. Enjoy an impressive array of resort style amenities including: pools, fitness center, rec. room, and community patio. Immerse yourself in the vibrant energy of the city: convenient walks to Chase Field, eclectic restaurants, music venues, sporting events, exciting nightlife, and unique shopping & entertainment. Whether it's a dynamic urban lifestyle or a lock-and-leave retreat in the heart of the city this home offers the perfect blend of comfort, convenience, & excitement. As one of the nation's fastest growing urban centers, downtown Phoenix continues to flourish as a destination for both visitors and residents, attracting new businesses, cultural attractions, and investment while maintaining a welcoming, business friendly environment. Explore the city's beautiful historic districts, treasured architecture, museums with a wide variety of art inspired from the Southwest Sonoran Desert Frontier to Contemporary and Pop Culture. Local landmarks draw tourists year-round, or take advantage of convenient access to neighboring Scottsdale and Tempe, each offering their own dynamic blend of dining, entertainment, arts, and outdoor recreation.

310 S 4th Street Unit 1209, Phoenix

$312,000

2 Beds ⋅ 2 Baths ⋅ 7035984 MLS ⋅ ACTIVE Status ⋅ 1.17 Acres ⋅ 85004 Zip Code

Architecturally significant and extensively updated, this approximately 1,300-square-foot, 2-bedroom, 2-bath residence at historic Villa del Coronado pairs authentic Mid-Century Modern architecture with sophisticated modern improvements. Unit 63 features a comprehensive 2025 kitchen renovation, red oak hardwood flooring, updated bath finishes, upgraded electrical, full-size in-unit laundry, two private patios, custom window coverings, and an open, light-filled floor plan. Originally developed in 1957 by renowned Mid-Century cooperative housing developer Lionel Mayell and listed on the National Register of Historic Places, Villa del Coronado is celebrated for its striking Modernist architecture, expansive garden courtyards, mature landscaping, and resort-inspired atmosphere. Inside, the residence offers an open, loft-like floor plan filled with natural light. Thoughtful modifications enhance the connection and flow between the home's living spaces while preserving the clean architectural lines and character that make these residences so distinctive. Insulated tempered glass doors at both sides of the residence extend the living experience to two private patios and create an effortless connection between indoor and outdoor spaces. The comprehensive 2025 kitchen renovation introduced Electrolux induction cooking, Corian solid-surface counters, tempered glass backsplashes, recessed lighting, an upgraded electrical panel, refinished cabinetry, and a built-in Sub-Zero under-counter refrigerator/freezer. A newly created opening between the kitchen and living room further enhances the home's natural light, functionality, and flow. One of only a handful of residences within the community to feature its own full-size in-unit washer and dryer, Unit 63 combines conveniences rarely found at Villa del Coronado with the architectural character for which the community is known. The residence also includes one garage parking space within a shared two-car garage, with additional designated guest parking available. Owners enjoy two swimming pools, including one heated for year-round use, beautifully maintained landscaped courtyards, expansive lawns and mature shade trees. The monthly HOA fee covers electricity, gas, water, sewer, trash collection, and property taxes, creating exceptional value and simplified ownership. Villa del Coronado is a cooperative community requiring an initial 12 months of owner occupancy. Short-term rentals are not permitted; thereafter, long-term rentals may be permitted with HOA approval, subject to the community's seven-unit rental cap. Cash purchase only; traditional financing is not available. Ideally situated in the heart of Midtown Phoenix, Villa del Coronado places residents moments from the city's premier cultural and educational institutions, including The Phoenix Theatre Company, Phoenix Art Museum, Heard Museum, the Japanese Friendship Garden, Arizona State University, the ASU Sandra Day O'Connor College of Law, and the University of Arizona College of Medicine-Phoenix. Convenient access to light rail connects residents to downtown Phoenix, where professional sports, concerts, and major events await at the home venues of the Arizona Diamondbacks and Phoenix Suns. Unit 63 offers a rare opportunity to enjoy the architectural pedigree and distinctive lifestyle of one of Phoenix's most treasured historic communities while benefiting from extensive modern improvements designed for today's living.

170 E Coronado Road Unit 63, Phoenix

$365,000

1 Beds ⋅ 3 Baths ⋅ 7032764 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 85004 Zip Code ⋅ 1,238 SqFt.

Experience the energy of downtown living in this stylish condo located just steps from the popular Roosevelt Row Arts District. The open main level is designed for comfortable daily living and easy entertaining, while upstairs you'll find a spacious primary suite, versatile loft space perfect for a home office or workout area, and a convenient stacked washer and dryer closet. Additional highlights include a tandem two-car garage plus an extra slab parking space. Residents enjoy access to community amenities including a pool, dog park, and welcoming outdoor gathering areas. Ideally situated near local restaurants, galleries, boutiques, and the downtown ASU campus, this home offers the perfect blend of comfort, convenience, and urban lifestyle. Property is currently covered by First AM American Home Warranty; one full year of coverage will be provided to the buyer at closing.

615 E Portland Street Unit 106, Phoenix

$279,900

2 Beds ⋅ 2 Baths ⋅ 7026213 MLS ⋅ ACTIVE Status ⋅ 2.16 Acres ⋅ 85004 Zip Code ⋅ 1,250 SqFt.

Midtown Phoenix luxury co-op living at iconic Phoenix Towers--Mid-Century Modern masterpiece by Ralph C Harris & Del Webb. Resort-level amenities & all-inclusive monthly Owner's Fee cover utilities, HVAC, electric, cable, insurance, property taxes, recycling & 24/7 gated security. Enjoy rooftop lounge, panoramic city & mountain views, heated saltwater lap pool, fitness center, workshop, dog park, garden, secure underground parking w/EV charging, storage & vibrant community. Sun-drenched interiors, expansive windows & warm bamboo floors create elevated vibe. Statement kitchen with artisan tile, sleek cabinetry & modern fixtures plus in-unit stacked laundry. Lock-&-leave ease--live, relax, connect, repeat.

2201 N Central Avenue Unit 3D, Phoenix

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