37040 Homes under $500,000

Welcome to Clarksville, Tennessee, a vibrant city nestled in Montgomery County, where the charm of Southern living meets modern conveniences. Zip code 37040 is a thriving community that offers an array of amenities, making it an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Clarksville is its diverse real estate market, particularly for those seeking homes under $500,000. Here, you’ll discover a variety of options, from cozy single-family homes to spacious townhouses, all designed to fit different lifestyles and budgets. With the average home prices remaining accessible, this area is perfect for first-time homebuyers or anyone looking to invest in a growing community.

In addition to affordable housing, residents of 37040 enjoy a rich tapestry of local attractions. From the picturesque parks perfect for outdoor activities to a lively downtown filled with unique shops and restaurants, there’s always something to explore. The historic sites and cultural events add to the city’s charm, making it a place where community spirit thrives.

Families will appreciate the quality of education provided by the local school districts, while nature enthusiasts can take advantage of the nearby recreational areas, including the scenic Cumberland River and various hiking trails.

Whether you’re looking to buy your first home or seeking a peaceful retreat, Clarksville’s 37040 zip code offers a welcoming environment filled with opportunities. Discover the perfect home for you in this delightful Tennessee community today!

Newest 37040 Homes under $500,000

$215,000

3 Beds ⋅ 2 Baths ⋅ 3621830 MLS ⋅ COMING SOON Status ⋅ 0.2 Acres ⋅ 37040 Zip Code ⋅ 1,302 SqFt.

Renovated 3 bed, 2 bath home in the heart of Clarksville. New appliances.

1008 Ridgecrest Dr, Clarksville

$316,000

3 Beds ⋅ 2 Baths ⋅ 3621836 MLS ⋅ COMING SOON Status ⋅ 0.19 Acres ⋅ 37040 Zip Code ⋅ 1,587 SqFt.

Conveniently located near Downtown Clarksville, the Riverwalk, and Fort Campbell, 1004 Sunset offers a wonderful combination of comfort, versatility, and convenience! This home features a functional floor plan with beautiful hardwood flooring and marble tile in the wet areas. The FULL FINISHED WALK-OUT BASEMENT provides flexible space for a potential third bedroom, recreation room, home office, hobby area, or additional living space to fit your needs. Step outside onto the EXTENDED DECK overlooking the backyard, offering a great space for morning coffee, outdoor dining, entertaining, or simply relaxing. With NO DIRECT REAR NEIGHBORS and GREEN SPACE TO THE RIGHT OF THE HOME, you'll appreciate the added privacy and peaceful setting. Whether you're enjoying the outdoor space or taking advantage of the flexible living areas inside, this property offers plenty of possibilities! Convenient to local shopping, dining, entertainment, and everyday amenities, this home provides easy access to everything Clarksville has to offer. Don't miss the opportunity to make this versatile property your own!

1004 Sunset Dr, Clarksville

$249,000

3 Beds ⋅ 2 Baths ⋅ 3621798 MLS ⋅ COMING SOON Status ⋅ 0.29 Acres ⋅ 37040 Zip Code ⋅ 1,139 SqFt.

Welcome to the whole package: no HOA, new flooring, new paint, new bathroom in the primary bedroom, roof that is 3 years old, a 2.75% assumable VA loan AND an opportunity to finance the gap!? Maybe a 17 minute drive to Fort Campbell would suit you? Located in a cute neighborhood called Arbour Green, this home provides the perfect spot for a first time home owner! Enjoy the tall ceilings and additional closet space throughout the home! The primary bedroom is MASSIVE and the primary bathroom is completely renovated. Call today to figure out how you can finance the gap and qualify for the assumable 2.75% interest rate!

1041 Waterford Cir, Clarksville

$370,000

3 Beds ⋅ 2 Baths ⋅ 3621576 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37040 Zip Code ⋅ 1,730 SqFt.

Welcome to 724 Cavalier Drive in Clarksville! This inviting 3-bedroom, 2-bath home offers the convenience of primarily one-level living with the added flexibility of an upstairs bonus room perfect for a home office, media room, playroom, or additional living space. The main living area features a cozy fireplace, while the kitchen offers modern appliances for everyday convenience. Enjoy relaxing or entertaining outdoors on the deck overlooking the fenced backyard. A 2-car garage provides additional storage and parking. Conveniently located near Fort Campbell, shopping, dining, and everyday amenities, this home offers comfort, versatility, and a convenient location. Come see all the possibilities this home has to offer!

724 Cavalier Dr, Clarksville

$369,900

4 Beds ⋅ 3 Baths ⋅ 3621545 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37040 Zip Code ⋅ 1,789 SqFt.

Seller is offering $20,000 in buyer incentives! The Elmwood is a charming single-story home offering 1,789 sq. ft., 4 bedrooms, and 3 bathrooms. The vaulted great room creates a sense of spaciousness and light, flowing into a dining area and kitchen equipped with a central island. The dining area opens onto a cozy back patio, perfect for morning coffee. The primary suite is a comfortable retreat, featuring a walk-in closet, dual vanities, and a luxurious soaking tub for ultimate relaxation. Under Construction - sample photos of home plan ONLY. Finishes may vary. Upgrades include Smart Home Technology, ceiling fans, custom tiled shower and crown molding and includes a one year builder's warranty.

257 Kildeer Dr, Clarksville

$359,900

3 Beds ⋅ 2 Baths ⋅ 3621546 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37040 Zip Code ⋅ 1,605 SqFt.

Seller offering $20,000 in buyer incentives!! The Emerald plan is a 1,605 sq. ft. single-story gem with 3 bedrooms and 2 bathrooms. The vaulted great room enhances the open and airy feel of the home. The elegant primary suite is a true sanctuary, featuring a dedicated sitting area, dual vanities, and a walk-in closet. The kitchen is designed for efficiency with an island and a walk-in pantry, while the dining area opens onto a covered patio, creating a perfect blend of indoor and outdoor living. Under Construction - sample photos of home plan ONLY. Finishes may vary. Upgrades include Smart Home Technology, ceiling fans, custom tiled shower and crown molding and includes a one year builder's warranty.

253 Kildeer Dr, Clarksville

$419,900

4 Beds ⋅ 3 Baths ⋅ 3621549 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37040 Zip Code ⋅ 2,282 SqFt.

Seller offering $20,000 in buyer incentives!! This versatile 2,282 sq. ft. Winston features 4 bedrooms and 3 bathrooms. The main level includes a bedroom that serves as a convenient home office or guest suite. Upstairs, you'll find three more bedrooms, including the primary suite, and a spacious bonus room perfect for recreation or media. The open-concept great room and kitchen, complete with an island and double ovens, create the perfect hub for family life and entertaining. Under Construction - sample photos of home plan ONLY. Finishes may vary. Upgrades include Smart Home Technology, ceiling fans, custom tiled shower and crown molding and includes a one year builder's warranty.

970 Isaac Dr, Clarksville

$239,000

3 Beds ⋅ 1 Baths ⋅ 3621466 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37040 Zip Code ⋅ 1,005 SqFt.

Peaceful oasis minutes from downtown, University, and beautiful Liberty Park and Marina. Freshly stained and updated back patio will last for years to come without maintenance, brand new water heater and all new water pipes throughout house including updated outdoor faucets,. Premium washer/ dryer convey, Premium LED remote controlled ceiling fans in all rooms, custom window dressings, thoughtful touches throughout. Fully fenced back yard.

1425 Richmond Pl, Clarksville

$399,900

5 Beds ⋅ 4 Baths ⋅ 3621454 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37040 Zip Code ⋅ 2,435 SqFt.

Big corner lot, flexible living space, and NO HOA—this home checks all the boxes! Offering 2,435 sq ft, this spacious 5-bedroom home features 2 full baths, 2 half baths, and a main-level primary suite. Upstairs, you'll find a versatile fifth bedroom or bonus room with its own half bath, plus a generous 12x6 laundry room. Enjoy the covered front porch and back deck overlooking the beautifully maintained lawn with established trees and shrubs. Owned by the original owners since construction in 2013, with recent updates including a new water heater (October 2026) and HVAC blower fan (July 2026). Zoned for Oakland Elementary, Kirkwood Middle, and Kirkwood High School, and conveniently located approximately 15 miles from Fort Campbell. Don't just imagine the possibilities—schedule your showing and see everything this home has to offer!

3617 Fox Den Ln, Clarksville

$469,400

4 Beds ⋅ 3 Baths ⋅ 3621416 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 37040 Zip Code ⋅ 2,707 SqFt.

SELLER OFFERING $22,000 IN CONCESSIONS TO BE USED TOWARD BUYER’S CHOICE! Take advantage of this generous incentive and use it toward closing costs, rate buy-down, or other allowable buyer expenses—giving you flexibility to make this home work for you! Welcome to The Bellemeade, an elegant 2,707 sq. ft. home offering 4 bedrooms, 3 bathrooms, and a thoughtfully designed layout with impressive spaces throughout. The stunning two-story great room creates a bright, airy atmosphere and serves as the centerpiece of this beautiful home. The main level is designed for effortless living and entertaining, featuring a formal dining room, gourmet kitchen with a large island and walk-in pantry, and a luxurious primary suite. An additional main-level bedroom offers wonderful flexibility and can also be used as a guest room, home office, or cozy sitting area. Upstairs, you’ll find two additional bedrooms and a spacious bonus room, providing plenty of room for a media area, playroom, home gym, or additional gathering space. Upgrades include Smart Home Technology, ceiling fans, a custom tiled shower, crown molding, and more. A one-year builder’s warranty is also included for added peace of mind. With its impressive two-story great room, main-level primary suite, flexible living spaces, and beautiful upgrades, The Bellemeade is one you don’t want to miss. Plus, take advantage of the $22,000 SELLER CONCESSION—BUYER’S CHOICE! Ask how you can put this incredible incentive to work for you!

667 Woodrush Dr, Clarksville

$314,999

4 Beds ⋅ 3 Baths ⋅ 3621408 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37040 Zip Code ⋅ 1,949 SqFt.

Welcome to 1169 Old Charlotte Trace! This fantastic Clarksville property features a comfortable, well-designed layout perfect for relaxing or entertaining. Highlights include bright living spaces, a functional kitchen with ample storage, and a spacious backyard ideal for outdoor activities. Washer and dryer remain with the home! Conveniently located near Fort Campbell, local shopping, dining, and major commuter routes. Incredible VA Assumable Loan Opportunity: Take over an existing loan balance of $297,777 at an unbeatable 2.375% interest rate with a monthly payment of just $1,650.12 (PITI)—offering massive monthly savings compared to current market rates! Financed with PenFed Credit Union and assumable with a 45-day processing time. Schedule your showing today!

1169 Old Charlotte Trce, Clarksville

$299,900

3 Beds ⋅ 3 Baths ⋅ 3621350 MLS ⋅ ACTIVE Status ⋅ 37040 Zip Code ⋅ 1,634 SqFt.

This 2 story contemporary home features 3 Bedrooms, 2 and a half bathrooms, very spacious main level with large kitchen island, custom fireplace in the living room and owner’s suite! Custom closet shelves throughout home,covered front and back porch, with No HOA!

819 Gracey Ave, Clarksville

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